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Ways to Lower Your Small Business Insurance Premiums

In an effort to pay lower insurance premiums, you can safeguard your business
in many practical ways. Below are some suggestions:

• Install sprinkler systems and make sure they're maintained;


• Have all electrical wiring properly installed and insulated by a
  professional;


• Maintain adequate and updated files of business transactions and
  personnel information, including all signed agreements;


• Adhere to proper industry-specific safety precautions;


• Have all employees trained in the proper use of equipment — keep manuals
  readily available;


• Make sure there is adequate lighting;


• Have all vehicles regularly maintained, registered, and inspected;


• Allow only employees with good driving records to operate company
  vehicles;


• Have clearly marked emergency exits, and hold regular safety drills;
  


• Limit access and the number of distributed keys to your primary facility
  and/or vehicles, warehouses, or other facilities;


• Have an arbitration provision in all your contracts for settling
  disputes, and to reduce the costs and hassles associated with those
  disputes;


• Promptly repair any damages, unsafe conditions, or broken equipment.

If you make every effort to keep your employees (and yourself) safe from
physical injury, and if you have your employees read and sign well-crafted
conduct and behavior policies, you can lower your risks of accidents and/or
lawsuits, and in turn, lower your insurance premiums.



Source: http://www.allbusiness.com/human-resources/benefits-insurance-benefits/2606-1.html

Happy ThanksGiving!

Have a wonderful Thanksgiving, watch lots of football and eat a ton of food!

The B&G Group - History

The B & G Group, Inc. is one of the largest and most well established insurance agencies in the Metropolitan area. With over thirty years of continuous service, we have built a reputation as one of the most professional and progressive insurance brokerages. Our staff is over 100 strong and is comprised of competent and dedicated professionals of diversified insurance and business backgrounds who stand ready to serve our clients' needs.

We take a more progressive approach to underwriting and marketing for our clients rather than simply tracking down the easiest or quickest company willing to quote. Forecasting the ever-changing insurance market has become an integral part of maintaining a solid insurance portfolio and our expert marketing team is constantly searching out new programs to suit our clients' needs, as opposed to placing your firm with a company and moving on. New and more comprehensive policies are emerging every year presenting coverage not previously available.

The B&G Group - Mission Statement

To consistently serve our clients with the highest quality of PROFESSIONALISM to which we are committed.

To utilize the domestic and international insurance marketplace to provide clients with INNOVATIVE and cost effective products.

To maintain a high level of AWARENESS and response to our clients’ needs in a constantly changing world.

To provide clients with CONTINUOUS COMPREHENSIVE SERVICE using state-of-the-art technical support and information systems.

To preserve the integrity and DEDICATION to clients that have been our hallmark since 1974.

The B&G Group - Insurance Experts

The B&G Group, Inc. is one of the largest and most well established insurance agencies in the Metropolitan area with over thirty-five years of service. We stand ready to serve our clients' needs! Please visit us at http://www.thebggroup.com